Pradhan Mantri Mudra Yojana
Ministry of Finance
40 Crore+
Beneficiaries
2015
Launched
Central
Scope
About This Scheme
Pradhan Mantri MUDRA Yojana (PMMY) provides loans up to ₹10 lakh to non-corporate, non-farm small/micro enterprises under three categories: Shishu (₹50K), Kishor (₹5L), and Tarun (₹10L).
Key Benefits
Direct Assistance / Service Support
Collateral-free loans from ₹50,000 to ₹10 lakh for micro and small enterprises.
Transparency
Direct Benefit Transfer (DBT) where applicable, avoiding intermediaries.
Eligibility Criteria
- Small Business Owners
- Self-Employed Individuals
- Micro Enterprises
Age Group: 18-65 · Income: All
Documents Required
Step-by-Step Application Process
Visit the Official Portal
Access the official application platform at https://mudra.org.in to begin the enrollment process.
Register / Verify Identity
Verify your credentials using your Aadhaar card and registered mobile number for OTP confirmation.
Fill Application Form
Complete the online form with necessary details regarding family members, land records, or education marks as applicable.
Upload Documents
Upload scanned copies of required certificates: Aadhaar Card, PAN Card, Business Proof, Bank Statements.
Submit and Track
Submit the application. You will receive a unique application reference number on your phone to track status.
Ready to Apply?
Visit the official government portal to submit your application
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