Pradhan Mantri Mudra Yojana
Ministry of Finance
40 Crore+
Beneficiaries Reached
2015
Year Launched
All India
Territory Coverage
महत्त्वाचे अस्वीकरण व अधिकृत मार्गदर्शक (Citizen Advisory):
ही माहिती Sarkar Saarthi वर नागरिकांच्या माहितीच्या व मार्गदर्शनाच्या उद्देशाने दिली आहे. अधिकृत माहिती, पात्रता अटी, आणि अर्जासाठी कृपया संबंधित सरकारी विभागाची अधिकृत वेबसाइट (https://mudra.org.in) तपासा.
योजनेची माहिती (Scheme Overview)
Pradhan Mantri MUDRA Yojana (PMMY) provides loans up to ₹10 lakh to non-corporate, non-farm small/micro enterprises under three categories: Shishu (₹50K), Kishor (₹5L), and Tarun (₹10L).
योजनेचे उद्दिष्ट (Scheme Objective)
The core mission of Pradhan Mantri Mudra Yojana is to empower eligible citizens through direct government assistance, removing financial bottlenecks, fostering social security, and providing equitable access to national welfare mechanisms.
- Direct, unhindered welfare distribution to targeted citizens.
- Transparency through digital tracking and verified registries.
- Strengthening citizen resilience across employment development.
योजनेचे फायदे (Key Benefits)
Financial & Direct Support
Collateral-free loans from ₹50,000 to ₹10 lakh for micro and small enterprises.
Direct Benefit Transfer (DBT)
Financial assistance is credited directly into verified Aadhaar-seeded bank accounts without middlemen.
Digital Convenience
Online application submission, real-time grievance redressal, and digital certificate access.
National Recognition
Backed by statutory provisions from the Ministry of Finance, Government of India.
पात्रता निकष (Eligibility Criteria)
- Small Business Owners
- Self-Employed Individuals
- Micro Enterprises
Age Group Required
18-65 Years
Income Ceiling
All
आवश्यक कागदपत्रे (Required Documents)
Keep both physical copies and digital scans (PDF/JPG, <200KB) ready before starting your online application.
अर्ज कसा करावा? व ऑनलाइन अर्ज प्रक्रिया (How to Apply)
Visit the Official Government Portalअधिकृत संकेतस्थळाला भेट द्या
Access the official portal at https://mudra.org.in to initiate your registration. Verify that the URL ends with .gov.in or .nic.in.
Aadhaar e-KYC & Mobile OTP Verificationआधार ई-केवायसी व मोबाइल पडताळणी
Enter your 12-digit Aadhaar number. Complete the one-time password (OTP) verification sent to your Aadhaar-linked mobile number.
Fill Beneficiary Profile Detailsअर्जदाराची माहिती भरा
Complete personal information, bank account details (IFSC, Account Number for DBT), and category details (Employment).
Upload Mandatory Documentsकागदपत्रे अपलोड करा
Attach self-attested scanned copies of required documents: Aadhaar Card, PAN Card, Business Proof, Bank Statements. Ensure file sizes match portal limits (usually under 200KB).
Submit & Save Application Referenceअर्ज सबमिट करा व नोंदणी क्रमांक ठेवा
Submit the application and download the acknowledgment slip containing your unique Application/Registration Reference Number for tracking.
Direct Application Portal:
https://mudra.org.in
अर्जाची स्थिती कशी तपासावी? (Check Application Status)
After completing your registration, you can track the status of your approval and DBT payouts through the following procedure:
Visit the official portal (https://mudra.org.in) and locate the "Beneficiary Status" or "Track Application" link.
Enter your Application Reference Number, registered Mobile Number, or Aadhaar Number.
Enter the Captcha code and request OTP verification if prompted.
View real-time processing status, installment disbursement, or pending officer verifications.
महत्त्वाच्या तारखा व हेल्पलाइन (Timelines & Support)
Application Window
Open All Year (Continuous Enrollment)
Check official announcements for batch deadlines.
Verification Turnaround
15 to 45 Working Days
Subject to State/District administrative clearance.
National Helpline
1800-11-1555
अधिकृत वेबसाइट व संबंधित सरकारी विभाग (Official Authority)
Responsible Ministry / Department
Ministry of Finance
Official Web Address
https://mudra.org.inवारंवार विचारले जाणारे प्रश्न (Frequently Asked Questions)
संबंधित सरकारी योजना (Related Schemes)
e-Shram Portal
National database for unorganized workers providing access to social security schemes.
PM Vishwakarma Yojana
Comprehensive support scheme for traditional artisans and craftspeople with training, credit, and market access.
Startup India Seed Fund
Seed funding up to ₹50 lakh for early-stage DPIIT-recognised startups to validate ideas and grow.
Ready to Apply Online?
Applications are submitted securely on the official portal managed by Ministry of Finance.
Apply on Official PortalCategory Keywords: