Home/Government Schemes/Health/Ayushman Bharat PM-JAY
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Health🔥 Trending SchemeCentral Sector

Ayushman Bharat PM-JAY

Ministry of Health & Family Welfare

50 Crore+

Beneficiaries Reached

2018

Year Launched

All India

Territory Coverage

महत्त्वाचे अस्वीकरण व अधिकृत मार्गदर्शक (Citizen Advisory):

ही माहिती Sarkar Saarthi वर नागरिकांच्या माहितीच्या व मार्गदर्शनाच्या उद्देशाने दिली आहे. अधिकृत माहिती, पात्रता अटी, आणि अर्जासाठी कृपया संबंधित सरकारी विभागाची अधिकृत वेबसाइट (https://pmjay.gov.in) तपासा.

1

योजनेची माहिती (Scheme Overview)

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is a centrally sponsored scheme that provides a health cover of ₹5 lakh per family per year for secondary and tertiary care hospitalization.

📍 Jurisdiction: Central🏛️ Administered By: Ministry of Health & Family Welfare🗓️ Launch Year: 2018
2

योजनेचे उद्दिष्ट (Scheme Objective)

The core mission of Ayushman Bharat PM-JAY is to empower eligible citizens through direct government assistance, removing financial bottlenecks, fostering social security, and providing equitable access to national welfare mechanisms.

  • Direct, unhindered welfare distribution to targeted citizens.
  • Transparency through digital tracking and verified registries.
  • Strengthening citizen resilience across health development.
3

योजनेचे फायदे (Key Benefits)

Financial & Direct Support

World's largest health insurance scheme providing ₹5 lakh health coverage per family per year.

Direct Benefit Transfer (DBT)

Financial assistance is credited directly into verified Aadhaar-seeded bank accounts without middlemen.

Digital Convenience

Online application submission, real-time grievance redressal, and digital certificate access.

National Recognition

Backed by statutory provisions from the Ministry of Health & Family Welfare, Government of India.

4

पात्रता निकष (Eligibility Criteria)

  • BPL Families
  • SECC Database Listed
  • Economically Weaker Sections

Age Group Required

All Years

Income Ceiling

Below ₹1 Lakh

5

आवश्यक कागदपत्रे (Required Documents)

Keep both physical copies and digital scans (PDF/JPG, <200KB) ready before starting your online application.

📑Aadhaar Card
📑Ration Card
📑SECC Letter
Make sure your Aadhaar number is active and connected with your current mobile number to receive OTPs.
6 & 7

अर्ज कसा करावा? व ऑनलाइन अर्ज प्रक्रिया (How to Apply)

1

Visit the Official Government Portalअधिकृत संकेतस्थळाला भेट द्या

Access the official portal at https://pmjay.gov.in to initiate your registration. Verify that the URL ends with .gov.in or .nic.in.

2

Aadhaar e-KYC & Mobile OTP Verificationआधार ई-केवायसी व मोबाइल पडताळणी

Enter your 12-digit Aadhaar number. Complete the one-time password (OTP) verification sent to your Aadhaar-linked mobile number.

3

Fill Beneficiary Profile Detailsअर्जदाराची माहिती भरा

Complete personal information, bank account details (IFSC, Account Number for DBT), and category details (Health).

4

Upload Mandatory Documentsकागदपत्रे अपलोड करा

Attach self-attested scanned copies of required documents: Aadhaar Card, Ration Card, SECC Letter. Ensure file sizes match portal limits (usually under 200KB).

5

Submit & Save Application Referenceअर्ज सबमिट करा व नोंदणी क्रमांक ठेवा

Submit the application and download the acknowledgment slip containing your unique Application/Registration Reference Number for tracking.

Direct Application Portal:

https://pmjay.gov.in

Open Official Website
8

अर्जाची स्थिती कशी तपासावी? (Check Application Status)

After completing your registration, you can track the status of your approval and DBT payouts through the following procedure:

1

Visit the official portal (https://pmjay.gov.in) and locate the "Beneficiary Status" or "Track Application" link.

2

Enter your Application Reference Number, registered Mobile Number, or Aadhaar Number.

3

Enter the Captcha code and request OTP verification if prompted.

4

View real-time processing status, installment disbursement, or pending officer verifications.

9

महत्त्वाच्या तारखा व हेल्पलाइन (Timelines & Support)

Application Window

Open All Year (Continuous Enrollment)

Check official announcements for batch deadlines.

Verification Turnaround

15 to 45 Working Days

Subject to State/District administrative clearance.

Ayushman Bharat

14555

Call Helpline
10

अधिकृत वेबसाइट व संबंधित सरकारी विभाग (Official Authority)

Responsible Ministry / Department

Ministry of Health & Family Welfare

Official Web Address

https://pmjay.gov.in
Government Notification Reference: Official Gazette / Central Welfare Notification Registry.
11

वारंवार विचारले जाणारे प्रश्न (Frequently Asked Questions)

Direct Ministry Portal

Ready to Apply Online?

Applications are submitted securely on the official portal managed by Ministry of Health & Family Welfare.

Apply on Official Portal
🛡️ Safety Tip: Never share your bank OTP, UPI PIN, or passwords with anyone claiming to represent government scheme approvals.