PM-KISAN and Namo Shetkari Yojana: How to Receive ₹12,000 Annual Direct Transfer, e-KYC, and Land Seeding

Eligible landholder farming families in Maharashtra receive combined annual income support of ₹12,000 per year credited directly into their bank accounts through Direct Benefit Transfer (DBT):

1. 1.PM-KISAN Samman Nidhi (Central Government): ₹6,000 per year in 3 equal installments of ₹2,000.
2. 2.Namo Shetkari Mahasanman Nidhi Yojana (Maharashtra State Government): An additional ₹6,000 per year in 3 equal installments of ₹2,000, linked directly to PM-KISAN active beneficiary data.

Despite holding valid agricultural land, thousands of farmers miss installments because of incomplete e-KYC, inactive Aadhaar-bank account seeding, or missing land record (7/12) verification on the portal.

Here is the authoritative guide to fixing eligibility bottlenecks and ensuring regular installment credits.

₹12,000 Annual Assistance Breakdown & Eligibility Checklist

1. The Three Mandatory Criteria for Installment Release

To receive installments without interruption, your PM-KISAN dashboard status must show three green ticks:

1. 1.Land Seeding Status: YES
2. 2.e-KYC Done: YES
3. 3.Aadhaar Bank Seeding Status: YES

If even one of these shows NO, your payment will be held back by the automated PFMS (Public Financial Management System) gateway.

2. How to Complete e-KYC for Free

Farmers have three convenient methods to complete e-KYC:

• •Method 1: Face Authentication via Mobile App (Easiest)
• •Download the official PM-KISAN Mobile App and the AadhaarFaceRD app from Google Play Store.
• •Log in using your Aadhaar number.
• •Look directly into your smartphone camera in good lighting. The app scans your face and approves e-KYC within 30 seconds without needing an OTP.
• •Method 2: OTP-based e-KYC on Web Portal
• •Visit pmkisan.gov.in and click on "e-KYC".
• •Enter your 12-digit Aadhaar number and submit the 6-digit OTP sent to your Aadhaar-linked mobile.
• •Method 3: Biometric at CSC (Maha e-Seva Kendra)
• •Visit your village CSC / Maha e-Seva center and authenticate using fingerprint or iris scanning.

3. Resolving the "Land Seeding: NO" Issue in Maharashtra

In Maharashtra, land records are digitized under the Mahabhulekh (ई-महाभूमी) system. If your land seeding displays "NO":

1. 1.Obtain a fresh computerized digital 7/12 extract (डिजिटल स्वाक्षरित ७/१२) and 8-A extract from mahabhumi.gov.in.
2. 2.Verify that your name on the 7/12 extract matches your Aadhaar card name exactly.
3. 3.Submit a written application along with your Aadhaar copy, Bank Passbook, and 7/12 extract to your village Talathi (तलाठी) or Taluka Krishi Adhikari (तालुका कृषी अधिकारी).
4. 4.The Krishi Sahayak enters your land details in the state PM-KISAN nodal portal to flip the status to "YES".

4. NPCI Bank Seeding: Why Money Fails Despite Valid Bank Account

Under DBT rules, funds are transferred to the Aadhaar-linked account mapped in the NPCI central server, not to a specific bank account number:

• •Check NPCI Mapping: Visit resident.uidai.gov.in/bank-mapper or use your bank's mobile app to check your active DBT bank account.
• •Quick Solution: If your private or cooperative bank account is not linking, open a digital savings account at your local post office (India Post Payments Bank - IPPB). Post office accounts are automatically mapped to NPCI within 24 to 48 hours.

Frequently Asked Questions (FAQs)

Q1: Do I need to apply separately for Maharashtra's Namo Shetkari Yojana? A1: No separate application is required. The Maharashtra Government automatically disburses the Namo Shetkari ₹6,000 benefit to all verified PM-KISAN beneficiaries in the state.

Q2: Are institutional landholders or government employees eligible for PM-KISAN? A2: No. Income tax payees, serving or retired government employees, institutional landowners, and pensioners drawing more than ₹10,000 per month are excluded from the scheme.

Q3: What is the PM-KISAN central farmer helpline number? A3: Farmers can call the PM-KISAN toll-free helpline at 155261 or 011-24300606 for installment inquiry and technical assistance.

Sources and Authoritative References - PM-KISAN Central Portal: pmkisan.gov.in - Department of Agriculture, Government of Maharashtra: krishi.maharashtra.gov.in - Ministry of Agriculture & Farmers Welfare, New Delhi: agricoop.nic.in - Last Updated: September 2026